Owning a swimming pool is a dream for many homeowners, but concerns over cost often stand in the way. In this article, we explore how you can overcome these financial barriers and create the outdoor space of your dreams without breaking the bank. 

Making the dream become a reality: overcoming the cost barrier

While a new pool is a significant investment, financing can make it accessible to a wider range of homeowners. Instead of waiting years to save up, financing allows you to break down the cost into manageable payments — helping you enjoy your backyard oasis sooner rather than later.

At Cox Pools, we understand that every homeowner’s budget is different. That’s why we work with trusted pool financing companies to offer options that fit your financial situation. Whether you’re looking for a simple backyard retreat or a luxury resort-style pool, financing can turn your vision into reality.

Flexible finance options to suit your budget

Financing a swimming pool isn’t one-size-fits-all. Different lenders offer a variety of options tailored to different financial situations. Cox Pools partners with industry-leading finance companies to help you find the best loan for your needs. 

Here are some key factors to consider when applying for pool financing:

• Credit score: A higher credit score can secure lower interest rates and better loan terms.
• Loan amount: Consider the full cost of your pool, including installation, landscaping, and additional features.
• Pre-approval process: Getting pre-approved helps you understand how much you can borrow and what your monthly payments will look like.
• Loan terms: Choose between shorter loan terms for faster repayment or longer terms for lower monthly payments.

By working with trusted financing partners, Cox Pools ensures that your pool project stays within your budget while allowing you to get started as soon as possible.

Spreading the cost, maximizing the enjoyment

One of the biggest benefits of financing your pool is the ability to spread out the cost over time while enjoying the benefits immediately. Instead of making one large payment, financing allows you to divide the expense into affordable monthly payments.

This flexibility means you don’t have to put off your dream pool for years — you can start enjoying it now while comfortably managing your finances. Whether you want to create a space for family fun, entertain guests, or simply relax in your own backyard, financing makes it possible without financial strain.

Increase your home’s value

A swimming pool isn’t just a luxury — it’s an investment that can increase your property’s value by 5-8%. In warmer climates, like Florida and the Gulf Coast, a pool can be a major selling point that boosts your home’s appeal.

Beyond property value, financing your pool can offer tax advantages. In some cases, the interest on a pool loan may be tax-deductible if the pool is considered a home improvement that adds value to your property. Be sure to check with a financial advisor to explore your options.

Work with a trusted pool builder

Financing your pool is a smart way to make your dream a reality without stretching your finances too thin. When choosing a pool builder, it’s essential to work with a company that has a proven track record of quality and customer satisfaction.

At Cox Pools, we’ve been helping homeowners bring their backyard visions to life for decades. Our expertise, paired with flexible financing options, ensures you get a high-quality pool that fits your budget.

Ready to explore your options? Learn more about our financing solutions today.